Your Pension Is Not Safe

Every month a portion of your salary goes into your pension, and you may never have checked where it ended up. Many Nigerian workers do not know their PFA's name, have never seen their Retirement Savings Account balance, or cannot tell if their employer is actually remitting what was deducted. The system works best when you actively keep an eye on it.

Your Pension Is Not Safe shows you how to do that. You will start by finding out where your pension is, then learn how the contributory pension system works and how PFA fraud and employer non-remittance can be detected. You will go through checking and managing your RSA, including your balance and transaction history, and how and why to switch PFAs if yours is underperforming. The final chapter covers pension and retirement planning and the options open to you.

It is written for employees, near-retirees, and retirees who want to understand their savings.