Sending Money Home Without Going Broke

Every month you send money home, and every month part of it quietly disappears. The fee shown in the app says one number. The amount your family actually receives tells a very different story.

This book starts with a single transfer and follows the real cost all the way through: the gap between the market exchange rate and the rate you are given, and how it adds up over a year. You then see every way of sending money home ranked side by side, so you can choose with your eyes open.

Beyond the mechanics, it deals with the human side. You get a way into the family expectations talk, a support budget that is honest about what you can give, and ideas for timing, batching and automating your transfers. It also covers building your own wealth while you support family, recognising scams and predatory services, and pulling everything together into one remittance system you can run month after month.