Taxed to Death

Every month, money leaves your account before you see it. PAYE hits the payslip, M-Pesa charges add up, your side hustle sits in a grey zone, and nobody explains which of it is optional. Most people assume there is nothing to be done.

Taxed to Death is a plain-language guide to the legal ways Kenyans keep more of what they earn. It begins by showing where your money is going and how to read a payslip properly. You then learn about deductions and reliefs that people rarely hear about, how side hustle income is treated, and how digital money and M-Pesa fit with KRA.

Further chapters tackle rent and property traps, family money and the taxman, and how to recognize scams and penalties and respond to them. A tax calendar closes the book so you know what is due and when. It is about understanding the rules that apply to you, with no accounting degree required.