The Savings Challenge Book

Many people who struggle to save do not lack income so much as a way to make saving visible and specific. This book gives you a 52-week structure and a clear goal to aim for.

You choose one of three tiers: $1,000 with weekly deposits of roughly $10 to $30, $5,000 with deposits from $50 to $150, or $10,000 with deposits from $100 to $300. The amounts ramp up gradually, so you build the habit before the amount. There is a weekly savings tracker page for each week, with the target, your actual deposit, your running total and a small progress bar. Monthly check-ins ask whether you are ahead or behind, and thermometer pages let you colour in your balance as it grows.

You also get a checklist of twenty ideas for finding extra money and a reverse challenge that starts with the largest deposit.