Taxed to Death

Every month you open your payslip, see the PAYE deduction, sigh and move on. Most of us treat tax like weather, something that simply happens. But the Income Tax Act gives you tools, and many people never learn they exist.

Taxed to Death is a plain-language conversation about the tax you pay and the provisions available to you, with no jargon and no accounting degree required. You will see the tax you do not notice, why PAYE is not the whole story, and which deductions you may be missing. The book explains medical aid and retirement tax credits, the Tax-Free Savings Account, rental income and capital gains, and the traps that catch side hustlers. It also discusses black tax and financial planning, how the SARS Voluntary Disclosure Programme works, and how to put together your own personal tax recovery plan.

It is educational and not personal tax advice, so check your own situation with SARS or a registered tax practitioner.