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Across Kenya, businesses run on a green SIM card and a phone: mitumba sellers, hustlers, agents, and shopkeepers who never needed a bank branch. Yet many owners use M-Pesa only as a way to receive money, and may never have looked at how Fuliza at two in the morning is really priced.
The M-Pesa Millionaire shows you how Kenyans are building businesses on mobile money. You will see how the Till number economy works, how to set up your M-Pesa business properly, and how to get the most from Lipa Na M-Pesa. You will learn float management, how Fuliza, M-Shwari, and KCB M-Pesa can be used as business tools, and how the debt trap develops when they turn against you.
Later chapters cover scaling on mobile money, your tax obligations with KRA, business models that work in Kenya, and a 90-day M-Pesa business plan to put it all to work.
Turn income, obligations, debt, and savings into a realistic wealth-building plan
Compare locally available saving and investment options on cost, risk, access, and return
Automate the habits that move money toward long-term goals every month
Protect progress from avoidable debt, fraud, family pressure, and poor planning
The M-Pesa Millionaire is a practical book from Prosperity Series. Across Kenya, businesses run on a green SIM card and a phone: mitumba sellers, hustlers, agents, and shopkeepers who
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